Ironically people with big windfalls (eg lottery winners) often end up broke and have lots of damage in their relationships. I would seek to learn why that happ

Ironically people with big windfalls (eg lottery winners) often end up broke and have lots of damage in their relationships. I would seek to learn why that happens to others and insulate yourself as best as possible. A good therapist + financial advisor + a friend with similar amounts of money as a mentor / "accountability buddy" would be good starting points. The internal motivation issue is hard: doing anything worthwhile requires pushing through the times you don't feel like doing it, which is harder when you have "f u" money. I would specifically ask people who've become wealthy how they manage it, and ask them to hold you accountable to achieving your goals. Basically you need to develop a few close relationships with people who you can confide in who have been through a similar situation and made it through.