It’s true for all heavily regulated companies. The regulations can be difficult to interpret, exceedingly onerous, or overly verbose. I’ve worked in banking an

It’s true for all heavily regulated companies. The regulations can be difficult to interpret, exceedingly onerous, or overly verbose. I’ve worked in banking and healthcare and it’s not unusual for the regulators to fine you for something you didn’t know about (not even your army of attorneys or compliance department), or fine you because you interpreted things differently and now they disagree. Sometimes you change your internal operations and technologies, spending big $$$, only to find you to find out about some new case law that opposes your original interpretation. Then, your faces with the question of do we go through a massive re-implementation/disruption, or do we just take the risk. Usually, in my experience, the cost of fixing things internally far exceeds the cost of fines and so the business decisions often boil down to that simple ROI math.