So this isn't a fine but a settlement, so I suppose you could argue that JPM wouldn't have agreed to pay it if they couldn't afford it. Otherwise, the kind of s

So this isn't a fine but a settlement, so I suppose you could argue that JPM wouldn't have agreed to pay it if they couldn't afford it. Otherwise, the kind of structure you're describing is similar to punitive damages[1], which strike me as good in theory, if not practice. 1: https://en.wikipedia.org/wiki/Punitive_damages#United_States https://en.wikipedia.org/wiki/Punitive_damages#United_States