In my local market, I prefer a modified version of this. I buy a second hand last generation Apple device from someone that comes with a year of AppleCare or w

In my local market, I prefer a modified version of this. I buy a second hand last generation Apple device from someone that comes with a year of AppleCare or warranty. I then sell that device and repeat every year or so. AppleCare does not add THAT much value to devices sold on my local aftermarket, so you get a deal on it.