Yep, exactly. I graduated in 2008. The market crashed, I had a useless degree, and by then knew that a very significant portion of my money went to administrati

Yep, exactly. I graduated in 2008. The market crashed, I had a useless degree, and by then knew that a very significant portion of my money went to administrative positions at my college. It definitely left me, and likely most other people, wondering why on earth we shot ourselves in the foot with the monetary equivalent of a mortgage at the dawn of our professional lives.