You're not. The FED injects money into the banking system to prop up financial markets and lending activity (but mostly to other institutions - banks, business,

You're not. The FED injects money into the banking system to prop up financial markets and lending activity (but mostly to other institutions - banks, business, wealthy clients - not people). Very little of that ends up in the average Joe's pocket. It's been wonderful for shareholders. Everyone else gets to suffer from the ensuing inflation.