401(k)s give you the flexibility to invest how you want. You can buy bonds, or ETFs, whatever mix you want. Just because the best investment option in the 21st

401(k)s give you the flexibility to invest how you want. You can buy bonds, or ETFs, whatever mix you want. Just because the best investment option in the 21st century has generally been stocks doesn’t mean it has to be that way for every investor.