>>>I think that's true for White and Asian folks. I think it's true for people from households that stress STEM, the utility of higher education, and asset man

>>>I think that's true for White and Asian folks. I think it's true for people from households that stress STEM, the utility of higher education, and asset management. My mother grew up in North Philadelphia, graduated from an HBCU with a Math degree at age 20, and was making six figures in the early 2000s as a Software Architect/Project Manager, after a brief stint running a small consulting firm. My father grew up in a poor area of Virginia, worked as an engineer (BS Math, MS Space Engineering) and then went to medical school at the age of 35 to became a radiologist. Both grew up during the Civil Rights Movement. In comparison, my Japanese wife, from a blue-collar family of school teachers, is completely baffled at the idea of entrepreneurship, financial independence, real estate income, etc... She looks at my ~$95k salary and thinks "You make as much as a Japanese school principal, you're at the top." I look at it and think I'm behind the power curve for a 39yo with a STEM Masters degree, and behind the power curve in accumulated assets based on my assessment of long-term freedom, risk mitigation, and how I want to spend my time.