> All of this sad, I've been very lucky. Medical conditions I'd be screwed. All it takes is a single severe medical condition to financially ruin you, and then

> All of this sad, I've been very lucky. Medical conditions I'd be screwed. All it takes is a single severe medical condition to financially ruin you, and then you can't afford treatment, in this country says good luck try a go fund me Then not every person. The American system greatly adds roadblocks. There are many reasons besides personal medical conditions that your work hard mentality would have been irrelevant or completely out of reach.