3 ms·
1. I wouldn't object. But employers would have to kick in money too, and some may not want to because that could potentially effect the bottom line. With (US) 4
by throw0101a 5y ago
1. I wouldn't object. But employers would have to kick in money too, and some may not want to because that could potentially effect the bottom line. With (US) 401(k) (CA: RRSP), it's up to the employee to contribute and many don't so that saves companies money.
2. The listed pension funds are not for working specifically for the government, but are for more publicly focused aspects (health care, education). But there are other options, like folks who work in (e.g.) the food industry (supermarkets):
* http://ccwipp.ca/index.php/en/ http://ccwipp.ca/index.php/en/
Construction:
* https://www.lpfcec.org https://www.lpfcec.org
And even general solutions:
* https://www.caatpension.ca https://www.caatpension.ca
That said, the public sector pension (OPTrust) set up a system where Ontario charities / non-profits can join their general pool not too long ago:
* https://pensionpulse.blogspot.com/2018/09/ontarios-new-non-profit-pension-plan.html https://pensionpulse.blogspot.com/2018/09/ontarios-new-non-p...
* https://www.optrust.com/AboutOPTrust/News/Nonprofits-Enroll-In-OPTrust-Select.asp https://www.optrust.com/AboutOPTrust/News/Nonprofits-Enroll-...
* https://theonn.ca/our-work/our-people/decent-work/pension/ https://theonn.ca/our-work/our-people/decent-work/pension/
BC is looking at pensions for gig workers:
* https://www.benefitscanada.com/benefits/health-benefits/b-c-s-ndp-developing-benefits-pension-supports-for-gig-workers/ https://www.benefitscanada.com/benefits/health-benefits/b-c-...
- renewiltord 5y agoWhy make it on employers to kick in rather than say $x gets $y? The thing the fund performs on is amount of money in per person anyway. Otherwise seems rather sensible.