I do the same, losing out on 5 months of savings gaining interest is likely to be a very significant amount of lost potential. Compared to a doomsday scenario w

I do the same, losing out on 5 months of savings gaining interest is likely to be a very significant amount of lost potential. Compared to a doomsday scenario where I might lose half of my investments and job at the same time, which would mean most of the world is suffering from the same and I would just have to buckle up for the ride, leaving as much of my investments alone as humanly possible and wait for _maybe_ a year or two for the market to recover, as a somewhat realistic worst case scenario.