You're mixing multiple issues up. Passwords and private keys are exactly equivalent in the possibilities of loss or compromise (and recovery). So we're not to

You're mixing multiple issues up. Passwords and private keys are exactly equivalent in the possibilities of loss or compromise (and recovery). So we're not touching any of that here. > what part of that says “here's a benefit to you which is worth paying $$$ for!” to a normal person? You get to keep your contacts even if you get booted off the platform (or your contacts do). And it doesn't cost anything.