why would I go to the cheaper hospital when I can go to the more expensive and better hospital at the same cost to me (nothing, its the insurance companies prob

why would I go to the cheaper hospital when I can go to the more expensive and better hospital at the same cost to me (nothing, its the insurance companies problem). price transparency does jack shit in such a market where the stakes are literally your health. healthcare services do not compete on price they compete on quality of service. the next step and what should have been the first step is a public option with a mandate that employers must offer it as one of the insurance coverages available. I'd even go further and say employers must offer public + 3 other private insurances and to opt out for an increase in base pay equal to what the employer contributes to the most expensive plan. the natural pressures on the government to minimize wasteful spending on social services will take care of the rest as suddenly private insurance will have to compete with cheaper to you public insurance.