This would be an example of someone using a loose metaphor when they should be using the thing that they are supposed to be invoking with a figure of speech. T

This would be an example of someone using a loose metaphor when they should be using the thing that they are supposed to be invoking with a figure of speech. To get insurance, you want to pay for and write an insurance contract. The arrangement should be calculated on the same basis as insurance. If you do not actually want insurance and want a dedicated assurance that a FOSS project will be patched quickly, you don't want insurance, you want a contractual guarantee from some individual or group that it will happen when the event triggers, and you have to be prepared to enforce that contract through whatever legal mechanisms are available. By thinking this through we can also see that 'insurance' was a weak metaphor in the first place. In a situation like the underlying one, you don't just need a contract to pay out cash: you actually need labor to fix the vulnerability immediately.