In Oblivion and Skyrim IIRC, the characters were mostly individually configured by the level designers. That works fine for a world where you have what boils do

In Oblivion and Skyrim IIRC, the characters were mostly individually configured by the level designers. That works fine for a world where you have what boils down to a few small towns but I don't think the same approach could be applied to a place the size of Night City.