Wise (nee transferwise) for big payments in foreign currencies. Stripe but most of my customers don't use it unless they want to pay by credit card. Everybody

Wise (nee transferwise) for big payments in foreign currencies. Stripe but most of my customers don't use it unless they want to pay by credit card. Everybody else direct bank deposit. Xero does all the payment matching although that semi manual process likely wouldn't scale into thousands of customers.