You are right, even the consumer protection agency says as much: https://www.hallakonsument.se/en/articles/card-complaints/ https://www.hallakonsument.se/en/art

You are right, even the consumer protection agency says as much: https://www.hallakonsument.se/en/articles/card-complaints/ https://www.hallakonsument.se/en/articles/card-complaints/ However, I think now I have a better idea why: debit cards have a major share in Europe and the page above says "When you pay with a debit card, you have no right by law to turn to the bank to demand a refund." But thanks for a reminder, and I will think about using a credit card for online purchases in some cases rather than a debit.