Sure, but Oracle can probably send it to collections and at the very least waste your time getting things fixed at the credit reporting agencies. At most, they'

Sure, but Oracle can probably send it to collections and at the very least waste your time getting things fixed at the credit reporting agencies. At most, they'll sell your "debt" to one of those lowlife collections agencies that keeps calling until they get through to family members and then makes veiled threats. It's not legal, but with an unlimited supply of overseas "agents" that isn't really their problem, and it most certainly isn't Oracle's problem.