You may have missed the part where they talked about Moodys (or was it S&P) rating the garbage MBSs higher than they should have, which led to institutional inv

You may have missed the part where they talked about Moodys (or was it S&P) rating the garbage MBSs higher than they should have, which led to institutional investors and many others buying garbage. I choose to assign blame to the parties with the most power and knowledge to have prevented the disaster.