PPP was not just about restaurants and entertainment. It was about putting financial pressure on businesses to retain employees. You could not get the loan forg

PPP was not just about restaurants and entertainment. It was about putting financial pressure on businesses to retain employees. You could not get the loan forgiven if you fired anyone. At the time, there was massive uncertainty and the program was meant to shore up both business and consumer confidence. This objective was good for businesses. Did everyone actually need it? Certainly not, but was already enough chaos and bureaucracy around getting the aid flowing that any additional tests would have been just more gum in the works. Additionally, there was political pressure from the Republicans to forbid any kind of accounting for the aid. Government stimulus/welfare/aid is nothing new and PPP is certainly not the end of capitalism. That is just my view of it though and I would be happy to know more about others'