3 ms·

I always had to inform my insurance company what my average annual mileage was. Maybe try getting another quote? It seems to me a ticket would be an event that

I always had to inform my insurance company what my average annual mileage was. Maybe try getting another quote? It seems to me a ticket would be an event that could affect your rates, whereas simply driving less doesn’t produce any event that would trigger an algorithm to adjust your rate.

bmitc 5y ago
According to a few agent's I've spoken to, the insurance companies are able to pull mileage data from when you do maintenance, such as oil changes. Annual (low) mileage is already baked into my rates, but it's a minuscule if not negligible amount.