Most of these statements are the opposite of truth. For example, creation of crypto has no or extremely little variability in obligations for many years. State

Most of these statements are the opposite of truth. For example, creation of crypto has no or extremely little variability in obligations for many years. Statement about no obligations is false. There's at least an obligation to be able to transact. Creation of fiat can be changed on a whim with a poorly formalized goals. Obligations change too.