I bought my first house with a tiny down payment, and PMI. Then after about 5 years the value of my home had gone up enough (Denver area) that I had enough equi

I bought my first house with a tiny down payment, and PMI. Then after about 5 years the value of my home had gone up enough (Denver area) that I had enough equity I was above 20% and I refinanced so the PMI went away.