Holy moly did I miss the joke I'm a complete native and fluent English speaker for 30+ years. Thank you for the explanation - I know others here may need it b

Holy moly did I miss the joke I'm a complete native and fluent English speaker for 30+ years. Thank you for the explanation - I know others here may need it but, and in all kindness, I'm lmaoing over here being explained this joke like a toddler.