> So, if your expected rate of return is 7% I believe it is typically closer to +10% and then -3% inflation leaves you with 7%: https://en.wikipedia.org/wiki/S

> So, if your expected rate of return is 7% I believe it is typically closer to +10% and then -3% inflation leaves you with 7%: https://en.wikipedia.org/wiki/S%26P_500#Returns_by_year https://en.wikipedia.org/wiki/S%26P_500#Returns_by_year