Don’t know why you’re getting downvoted, it’s a legit question. Sometimes there are sales on gift cards. Or, even without a sale, buy a gift card at e.g. Amaz

Don’t know why you’re getting downvoted, it’s a legit question. Sometimes there are sales on gift cards. Or, even without a sale, buy a gift card at e.g. Amazon or Target, and pay for it with your Amazon or Target credit card and you’ll get 5% off.