Everyone is a bill-after company, though. If it was pre-pay, you'd buy $200 of computing time, convert that into 8 cents of today's hot shitcoin, and then init

Everyone is a bill-after company, though. If it was pre-pay, you'd buy $200 of computing time, convert that into 8 cents of today's hot shitcoin, and then initiate a chargeback to get your $200 back. They could make you wait 60 days or whatever, but that's an unpleasant customer experience, so they don't. With physical goods, there is always the possibility that the merchant could compel you to return the physical good, but with cloud computing, that's nearly impossible.