Oh yah the mortgage thing is hilarious in that you would think banks were smarter than they are (spoiler alert: they arent). Really demoralizing to see how mec

Oh yah the mortgage thing is hilarious in that you would think banks were smarter than they are (spoiler alert: they arent). Really demoralizing to see how mechanic a bank is, also means that you can understand how risk accrues secretly in a bank due to them being so mechanical.