Liability is a good deterrent in many situations but is far inferior to cooperation. Let's take an extreme example: the death of a child by a irresponsible corp

Liability is a good deterrent in many situations but is far inferior to cooperation. Let's take an extreme example: the death of a child by a irresponsible corporation. Even with generous compensation, the family will not be made whole with the loss of a child's life. Going back to the tree example, if a tree were to fall on the house, even if all the repairs were paid for by the tree owner, the loss in time and inconvenience will not be offset. There is also the chance that something personal is damaged and no amount of money can replace it. It is better if the tree never falls on the house in the first place.