It takes roughly about one generation for a population to get conditioned to think the government will bail them out. One great depression and the majority of t

It takes roughly about one generation for a population to get conditioned to think the government will bail them out. One great depression and the majority of that generation will make it their goal to get a government in place that will "bail" them out. It's humans being humans. There is no technology or legal or society you can build that won't degenerate in that way or get wholesale replaced because they are all built and used by humans.