I don't think crypto will replace the financial systems we have or that we should burn down what's already there. I think the way it will play out is that it wi

I don't think crypto will replace the financial systems we have or that we should burn down what's already there. I think the way it will play out is that it will increasingly get used on the backend of the legacy financial system. So the front end will appear similar to the consumer with the same usability and protections they're used to, while the backend will be settling transaction using a variety of crypto networks. The consumer will then have the option of using the centralized front ends or communicating directly with the decentralized crypto protocols.