We currently emphasize freedom or people making choices. The fact that greed and indifference often carry the day is an indictment of people and their choices,

We currently emphasize freedom or people making choices. The fact that greed and indifference often carry the day is an indictment of people and their choices, not "the system". It has often been remarked that socialism and Christianity are similar. They both preach the gospel of love. The difference is that the Christians, whatever their faults, understand that good and evil is a question of something inside every person. Socialists, on the other hand, tend to have this legalistic idea that we can regulate away sin. It doesn't work. Regulatory bodies, like all institutions, are composed of people and so they cannot transcend the frailities of those people. The defi people have this idea that we can regulate with clever algorithms. I don't think they will be any more successful than the socialists. If they succeed, they'll create a system without humans at its center which we will find even more intolerable than capitalism or socialism. If you want a preview of this system, consider the phenomenon of people begging on twitter for Google to unban their account. When we complain about greed, we're talking about one of the oldest questions: how to make people good. We should pay much more attention to what religions have to say on that question than the world socialists or technocrats imagine they can create with the right regulations.