I don’t follow those assumptions. There are only 36 roster spots currently in the Overtime Elite league the article references. They are almost certainly all T

I don’t follow those assumptions. There are only 36 roster spots currently in the Overtime Elite league the article references. They are almost certainly all Top 50/100 prospects who can leverage recruitment from the likes of Duke, Kansas and Kentucky to get a call from Overtime. The Ignite team in NBA G League is more exclusive with the latest player signing a 2-year $1M deal. AFAIK only one of 4 HS players to-date from the Ignite team went undrafted after playing. Nonetheless odds of being drafted should affect premium and payout, not decision to insure. People get all kinds of novel stuff insured all the time.