The estate yes, I imagine that is what they do in the case of a death not caused by covid? I've also been wondering when insurance will begin denying claims for

The estate yes, I imagine that is what they do in the case of a death not caused by covid? I've also been wondering when insurance will begin denying claims for this, there's a basically free option to prevent most hospital stays, vs thousands in bills to pay, this is the responsible business decision to make in my mind.