The janitor is already broke. The person with the six figure income is one or two bad days from being broke. Lose a job, get cancer - you may well be screwed. Y

The janitor is already broke. The person with the six figure income is one or two bad days from being broke. Lose a job, get cancer - you may well be screwed. You’re at someone else’s mercy for insurance, and are dancing to someone else’s tune. The CEO gets fired and walks off with severance greater than a decade or more of your income, and a lifetime of the janitors.