Note that "Microsoft is not involved in providing the loan and does not collect a fee for connecting users to loan providers" DOES NOT mean that Microsoft does

Note that "Microsoft is not involved in providing the loan and does not collect a fee for connecting users to loan providers" DOES NOT mean that Microsoft does not collect a fee from Zip. In fact, it's certain that some incentive (monetary or otherwise) is provided to Microsoft. It might just be a flat fee per Edge installation, or an ongoing payment per year from Zip. Just because the conditions don't exactly match "a fee for connecting users to loan providers" doesn't make it OK to imply there's no money changing hands. What scummy, evasive language. Sadly, it's the industry norm.