I don't think (at least in US) a minor can legally own crypto. A brokerage account for a minor can be done and throwing money into full-market ETF's every year

I don't think (at least in US) a minor can legally own crypto. A brokerage account for a minor can be done and throwing money into full-market ETF's every year (probably better to dollar cost average a monthly deposit) would accomplish the goal of giving them a nest-egg. This would also be in their name with you as the guardian. A typical brokerage account has a lot of knowns when it comes to taxes, gifts, estates, etc. but crypto has some unknowns as far as future legislation is concerned. There are rumblings of more crypto regulations, etc. so those could adversely impact the value if for example heavy regulation could mean large firms pull out billions affecting price? or maybe not? This sparks a random thought about crypto and estates/wills - how does that work? Is it basically - whoever has the secret for a wallet owns it? How would a split of an estate work to 4 people?