4 ms·
If it works, why do all the online banks use two-factor authentication these days? I don't know about where you are, but even if I show up at my bank branch in
by a-priori 15y ago
If it works, why do all the online banks use two-factor authentication these days?
I don't know about where you are, but even if I show up at my bank branch in person, they do two-factor authentication (card + PIN).
- pointyhat 15y agoThe card is not enough to authenticate you. It is enough to identify you. Slightly different concepts. So card = identify. PIN = authenticate. That's not two factor. The second factor would be an RSA key or a Digipass device.
- tptacek 15y agoYou are using the words "authenticate" and "identify" in ways that professionals do not. In reality, a card and a pin are two factors in an authentication system; your fingerprint is a third (biometric) factor which does not need yet another synonym for "identify" to describe; the reputation of your origin IP is a fourth factor, your behavior a fifth.