This. Health insurance is indeed quite expensive in the US but, from a self-employment standpoint, it is just a cost like any other. You can get good health ins

This. Health insurance is indeed quite expensive in the US but, from a self-employment standpoint, it is just a cost like any other. You can get good health insurance for a family of 3 (middle aged parents of a teenager) where I live in the US for around 25k-30k/year, including the out of pocket costs for moderate usage. This is less than rent for said family in a lot of the big US cities. Nobody wants to "pay rent twice", and it can certainly be a lot harder to stop working when you have a big recurring expense like that, but it's possible to plan for it. Depending on the business you're getting into, it won't be your top expense.