Exactly my thinking. I've been doing manual-entry checking account ledgers for 10 years, and I've tried to love Mint several times. The manual entry gives me co

Exactly my thinking. I've been doing manual-entry checking account ledgers for 10 years, and I've tried to love Mint several times. The manual entry gives me confidence that I know exactly where my money comes from / goes. The phone part is really for checking your "safe to spend" balance on the fly. I really miss that with desktop-based programs.