Most everyone agrees the price to earnings of stocks is crazy high right now for stocks. Everyone is expecting a crash at some point. That said, no one has any

Most everyone agrees the price to earnings of stocks is crazy high right now for stocks. Everyone is expecting a crash at some point. That said, no one has any idea when it's going to happen, and how bad it will be. If history is any indication, eventually the economy will recover and will continue to grow. How long will that recovery take? Again, no one knows. Point is, you will probably be fine with stocks if your time horizon is long enough. IMO Crypto is a ponzi scheme that is simultaneously hurting the environment. Others feel differently. The only real value I've seen come out of crypto beyond making illegal activity easier is immigrants from El Salvador can now send money home without fees. Ray Dalio has an interesting "all weather" portfolio for capital preservation regardless of what the market does, part of which holds precious metals. Beyond that, metals and commodities are speculation IMO. If you are nervous and want to sleep better at night, just adjust your asset allocation to be more bond heavy (ex. 65/35 stocks/bonds). Thanks to inflation, TIPS are killing it this year. Also, max out your Ibonds if you haven't already.