> The stock markets have treated me quite well the last couple years but recently I have been feeling nervous. I’ve been investing in the market since I gradua

> The stock markets have treated me quite well the last couple years but recently I have been feeling nervous. I’ve been investing in the market since I graduated college many, many, many years ago. Over time, the market has gone up reaching new highs. Every few years I felt like it was overvalued. More recently, I remember looking at my portfolio in 2015 and thinking it was overvalued and bound to crash. In Nov 2017, I felt the same way. In 2019, I was in a meeting with a manager at my company and somehow the stock market came up. We agreed it had grown too much and was due for a significant correction. In March/April 2020 I had friends who panic sold during COVID. I follow a few personal finance websites, and there’s a story every few weeks or months about someone predicting a collapse. My strategy hasn’t changed at all. I’ve been purchasing VTSAX every month for many, many years now.