In which country and what are you buying? In my experience (UK) the only services accepting bank transfers are financial institutions (Coinbase, Revolut). Most

In which country and what are you buying? In my experience (UK) the only services accepting bank transfers are financial institutions (Coinbase, Revolut). Most stores prefer to pay CC fees and have a smoother checkout experience, probably to grab those extra % points of customer converting. A lot of e-commerces online even offer Paypal (even more ridiculous fees and infinite hassles for sellers) just because it's more user friendly and can help conversions a bit more. A couple of years ago, I even opened 2 cash isa saving account for 20k each paying by credit card because that was the only option the bank accepted.