While I am by no means an expert, the implication of the article is "worldwide all bank transactions do not include enough metadata not enough auth security to

While I am by no means an expert, the implication of the article is "worldwide all bank transactions do not include enough metadata not enough auth security to make them machine processable, and while you can usually guess, that's either a liability or manual process(or both). Basically across the globe, finance will benefit from the sort of basic metadata an undergraduate would put in their first draft.