I respect Patrick and his content/judgement. So Hanlon's razor (and I don't mean that in a mean way to Patrick) probably applies. I assume there is a Stripe ec

I respect Patrick and his content/judgement. So Hanlon's razor (and I don't mean that in a mean way to Patrick) probably applies. I assume there is a Stripe echo chamber which might explain the focus (I've read several of his money articles and most of them suffer from an incomplete picture). Also; I'm not sure Stripe and Open Banking are incompatible. Realistically it eases stripes integrations in the EU (Ive not checked if they are a registered payments provider under the legislation but I assume they must be). In addition; the thing that springs out of this article is how incompatible we are on a global scale. So there is a market there for them. In the end, SEPA for all it's faults drove European standardisation. Global legislation on that scale is not gonna happen (it's sort of a shame he didn't draw that conclusion)