For the customer? Basically this: > the bank basically said I can’t do that. For the shop? I think it's mostly that software solutions are incredibly US centr

For the customer? Basically this: > the bank basically said I can’t do that. For the shop? I think it's mostly that software solutions are incredibly US centric (or more accurately, not EU centric enough) meaning SEPA always stays an afterthought. I also want to mention SEPA direct debits. They're great from a the customer's perspective, especially for subscriptions and the like.