It's not just a payment processor though, it's a third-party financing service from a company that myself and I assume most other people have never heard of, wh

It's not just a payment processor though, it's a third-party financing service from a company that myself and I assume most other people have never heard of, which as far as I can tell is built on a business model of tricking people into taking on more debt. I'd at least be a little more forgiving if it was actually a Microsoft service, but the fact that it's gonna be prompting random people to give up their financial and spending details to some random company makes it worse.