That’s where I’m not sure and you’ll need to do some research. It’s been a while since I knew these things and even then I didn’t know them well. But I am aware

That’s where I’m not sure and you’ll need to do some research. It’s been a while since I knew these things and even then I didn’t know them well. But I am aware that banks don’t always check your credit right away when you open a new credit card, so even with a credit lock or credit freeze someone else could still open a credit card in your name. Or at least that was true once upon a time, regulations may have change by now.