4 ms·
MS is probably one of the best positioned to give very accurate digital credit score, given just about everything goes thru their OS and browser. There’s tons
by dzhiurgis 5y ago
MS is probably one of the best positioned to give very accurate digital credit score, given just about everything goes thru their OS and browser.
There’s tons of such companies now - basically just scraping your Uber, Postmates, etc accounts and selling that to banks so people without credit history can have a start.
- turminal 5y ago> MS is probably one of the best positioned to give very accurate digital credit score, given just about everything goes thru their OS and browser. I don't think so, lots of people do everything on their phones.
- dzhiurgis 5y agoEspecially people who would use afterpay. That said shopping on mobile still sucks.
- chillingeffect 5y agoDon't forget their access to everyone's work history through linkedin. Corporations are competing to become the Church of England.
- ziml77 5y agoI don’t get how scraping info from Uber and whatnot helps with borrowing money. How are those signals about your risk to the bank?
- dzhiurgis 5y agoShows that you work and earn income, apparently.