I splurge too much on food. Everything else is either saved or invested. I am a 20 years old who have it better than most. While everyone is accumulating debt,

I splurge too much on food. Everything else is either saved or invested. I am a 20 years old who have it better than most. While everyone is accumulating debt, I am learning tons on the job while sailing by with a modest start in saving and really lucky investment.